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Welcome to AJx CoverTech (Ajooba Consultants, Proprietorship). By accessing our website and services, you agree to the following terms and conditions:

Use of Website

  • This website provides information about insurance, GST, tax filing, and financial services.
  • By using our services, you confirm that the details you provide are accurate and complete.

Unauthorized use, misuse, or copying of content is prohibited

Insurance Services

  • Insurance is the subject matter of solicitation.
  • Policy issuance, cancellation, and claims are governed by the respective insurer’s terms and IRDAI guidelines.
  • AJx CoverTech acts as an IRDAI Authorized Insurance Advisor through tie-ups with insurers and brokers, and does not itself underwrite insurance risk.

GST, TDS & Financial Services

  • Filing and registration services are based on documents provided by the client.
  • AJx CoverTech is not responsible for penalties arising from incorrect/incomplete client data or delays from government portals.

Fees & Payments

  • All fees must be paid in advance before services are initiated.
  • Government charges, penalties, or taxes are the client’s responsibility.
  • In case of double payment or errors, refunds are subject to our Refund & Cancellation Policy.

Limitation of Liability

  • AJx CoverTech strives for accuracy but will not be responsible for indirect, incidental, or consequential losses.
  • Clients are responsible for timely submission of accurate documents

Privacy & Data

  • Personal and financial data is protected as per our Privacy Policy.
  • By using our services, you consent to data sharing with insurers, government portals, or authorized partners as required.

Changes to Terms

  • AJx CoverTech reserves the right to update these Terms & Conditions at any time.
  • Continued use of our services implies acceptance of updated terms.

Governing Law

  • These Terms & Conditions are governed by the laws of India.
  • Jurisdiction: Chennai, Tamil Nadu (India)